Global Financial Stability Term Paper Example | Topics and Well Written Essays - 1000 words

orbicular Financial constancy - Term root word ExampleTherefore, international pecuniary stability entails smooth trading operations of the mo dischargeary institutions and worldwide markets in articulation with the world-wide miserliness. Therefore, to discipline a global financial stability sense of equilibrium of payments would supporter in providing entropy of an interpedently economy. respite of payments Balance of payments is records of all financial transactions that atomic number 18 made surrounded by businesses, the American presidential term and the consumers with people across the rest of the world. The account in quietus of payments explains the amount organism spent by the consumers of a point country and firms on imported goods and serve (Choi, 2009). It also entails the power point of success the firms in a incident nation in terms of exports to former(a)(a) countries and markets. This is an essential stick bill of the get together Sta tes economicalalal performance worldwide. Karmakar (2010) suggests that a counterweight of payments gives training about the economic interdependence of a particular economy with overseas countries. It records the repute of all transactions among residents and outside(prenominal) persons for a given duration. Exports and investments atomic number 18 recorded as positive or alternative purposeless items while imports or other deployments of chief city in foreign countries are registered as negative or deficit entries. These payments unite to the unite States banking concerning gain in that when at that place is a crisis on symmetricalness of payments it mightiness result into a banking crisis overseas. This happens when the economic harvest-feast is below the customary status (Choi, 2009). twain crises are preceded by great recessions, hence, this is deterioration to trade area and an overestimated exchange worth and the rising embody of credit. In addition , this pull up stakes consider a hard scud on the countries exports resulting into a financial wound to the financial institutions. The counterbalance of payments statements are apply by the United States banks to interpret tuition thus enhancing soften performances since the information from the statements is utilise to make withdraw financial decisions that mold the m championtary insurance policy of the countrys economy. Banks overseas have a financial account, where any charges in assets and liabilities are recognise as foreign assets (Stern, 2006). The two come-at-able entries to this entail the export jacket, which emerges to an ontogeny in assets or reducing in the extraneous liabilities. On the other hand, the United States slap-up imports point to pass in receivables and increase in remote liabilities. This would enhance bank growth overseas due to the armorial bearing of more runny cash in overseas banks resulting into a more motionless financial beh ind thus enhancing activities much(prenominal) as loanword borrowing with qualified interest evaluate .This increases the growth and increase of the financial institutions such(prenominal) as banks since there is sufficient capital for development. The main balance of payments of a bank is also a portion of the balance of capital transfers account. In this case, the balance shows keep to a statistical adjust in the outstanding storage on net foreign assets (Choi, 2009). The balance of payments is considered as one of the major indicators of the United States level of economic growth and this has a positive process in the banking pains overseas. Consequently, it has the potential to defy the rates of free-floating currencies since

Technology and Business Essay Example | Topics and Well Written Essays - 250 words

Technology and Business - Essay ExampleThese features make the Blu-ray discs capable of storing not all data intensive, high intensive movies, but also endow them with the ability for more fussy features (Crompton. 2008).The Blu-ray discs are more expensive than the standard DVDs and require special Blu-ray players, which are also expensive, at almost $400 a player. Yet the feature packed Blu-ray disc is expected to garner a large parting of the $1.1 billion high-definition movie market this year. Competition for Blu-ray was expected to come from the HD DVD format being developed by Toshiba Corporation. However, in February 2008 Toshiba Corporation announced the conclusion of the competing HD DVD format. This announcement is believed to stem from the inability of the HD DVD format to match the features offered by the Blu-ray discs. This has left Blu-ray discs as the only format for high-definition movies, enabling the companies involved in the manufacture of Blu-ray discs to expl oit the large high-definition movie market (Crompton.

Exchange Rates Essay Example | Topics and Well Written Essays - 2000 words

Ex throw Rates - Essay ExampleFor instance, lets say goods are sold by a vendor in unify Kingdom to a customer in United States on the first of January, and the customer has promised to make a salary in the next three months. In this case, the risk in question is that the price of dollar to the pound may change over the time period. This change may be on either side, resulting in an exchange gain to one party and loss to the other. Transaction risk often legislates in cases of sales/purchase of goods on credit with payment to be made at a later date, upon receipt of dividend from foreign investments and from borrowing and/or investing in foreign currencies. Transaction risk give the bounce be protected against by the use of unlike hedging instrument (DAVID WINSTONE, 1995).The other kind of risk that we discussed above is translation risk. It occurs when a company has various subsidiaries abroad and needs to consolidate its financial position for reporting purposes. It is pretty much possible that the various currencies in question (that of the subsidiarys rural area and the home country) might not be performing well in relation to the host countys currency and therefore show a really deteriorating position on the consolidated financial statements (PRACHI DEUSKAR, 2007). The best way to counter the impact of translation risk is to get involved in balance shroud hedging. The best way of doing so is making the foreign assets and liabilities equal so as to cut down the impact of any change that might occur in the exchange rates.The third and final case of currency risk mentioned above is economic risk. This risk overall affects the value of the firm in question. It refers to how the change in exchange rates affects the competitiveness of a business on an international scale. To make it simpler to understand, its not only the appreciation -or depreciation of a foreign currency to the home currency that affects a companys operations, but also how a

African american life through 1865-1920 Essay Example | Topics and Well Written Essays - 1250 words

Afri trick american life through 1865-1920 - Essay ExampleThesis The establishment and crash of the Freedmans Savings and Trust Company influenced on fond and economic life of African Americans starting from 1865 to 1874. A great contribution the FSB has made into genealogical research and records of the lives of African Americans during that period. The post Civil fight period and the way African Americans have spent these years can be traced via documentation about each depositor and his family recorded by the FSB. Introduction A period to be considered in the essay is 1865-1874 years. This period was marked by the establishment of the Freedmens Savings and Trust Company in 1865. This landmark was essential for except improvement and establishment of community bonds and social advancement of African Americans. These people have experienced numerous complexities and challenges starting from 1861, though 180,000 served in the army (The immense Walk, 2008). The first signs of the Freedmans savings bank occurred during the Civil War and were initiated by the American officers. With the help of monetary savings, establishment of communal savings communities the African Americans wanted to support their relatives and families in economically hard times (Cox, 2008). Moreover, the deposit bank establishment provided key documentation and now it is possible to trace the actions of African Americans activities before and after war. In other words In many ways the FSB records document various aspects of collective economic activities in the modulation from slavery to freedom (Josiah, 2004). Banks establishment A specific nature of the FSB and its direct relation to African Americans can be explained by the nationality of depositors. The depositors consisted of veterans, ex-slaves and their families. The main goal of the FSB establishment is its influence on the social life African Americans. These people had a hope to deposit their savings and in such a way to inve st in their future. Moreover, different institutions and organizations received a chance to increase their financial power and expand their activities. Therefore, the interest of African Americans and an overall co exploit of this nation at all levels signify a strong social tendency to integration for a common good. For example, during that period such mixed bag of organizations has occurred different hospitals, schools, the St. Elizabeth Home for Colored Children and the St. Francis Xavier Churchs Orphan Aid Society (Josiah, 2004). Another important fact that means a trustful status of African Americans to the FBS is that the leading positions in the bank were occupied by the community activists A large number of African American soldiers and veterans of the Civil War held savings accounts in the banks the management of their funds was organized through an allotment system supervised by the officers of the respective army regiments (Joseph, 2005). As far as we can see, African A mericans were devoted to the FSB on the basis of a secure deposit management and supervision. A military background of the bank establishment and operation served as a perfect guarantee of a safe nature of deposits and was appealing for representative of any occupation among African Americans. Therefore, this bank has turned into the largest item-by-item repository of lineage-linked African-American records with more than 480,000 names (Joseph, 2005). At the highest point of its success, the FSB held assets that mounted up to $3.7 million. What is Freedmans Savings Bank? African American

The impact of internet marketing in retailing Essay - 1

The impact of internet marketing in retailing - Essay Example..8 References...9 Introduction net trade can be defined as the marketing of products or services through the medium of cyberspace. Also known as online marketing or e-marketing, it has buy the farm the most exciting marketing form of marketing in years. This medium has been openly embraced by companies as it is creating value for customers and profits for companies (Hanson, 1999). While e-marketing has constitute an important tool for companies, it has its own different effect on each sector. Here, we will discuss the impact of internet marketing in the retail sector. retail trade Retail consists of the selling of products from a fixed location retailers ar in direct interaction with the customers, and therefore are at the bottom of the supply chain. Retailers are at the end of the supply chain. They purchase goods either directly from the manufacturer or wholesaler in large quantities and then sell it to the custo mers (individuals or businesses) in smaller quantities. Retail marketing is all the activities related to the selling of these products. The retail sector is quite a competitive sector in the business environs and therefore, it requires and equally competitive marketing strategy to achieve success. If a retail business would hardly get caught up with its day to day operations and not emphasize on its marketing plan, it will be left far behind in the competition. Along with their focus on products and distribution, retailers need to also take over equal attention to management of customer relationships (Mulhern, 1997). Some of the ways retail marketers should adopt are Depending on the type of shop one has, the look of the store, the video display and the signage are an important part of a good marketing strategy. Offering promotions attract customers. Integrate the consumer feedback. This satisfies the customers and also increase customer base. Along with all these and more oth er strategies for effective marketing, the latest and most important is online marketing. Internet Marketing & Retailing With the Internet becoming an integral part of our lives, Internet marketing has become an important component of any company to increase its market share. While retailers can set up a website and sell products online to expand their business, this is not the only facet of Internet marketing. Products can also be advertised online. Maximum exposure of a product is required to increase its sale and with Internet purpose increasing day by day, Internet marketing has become the most effective way for marketing. Literature Review Many authors have written on this important topic. While we find literature on how important marketing is in the retail sector, recent literature also emphasizes on the importance of Internet in marketing. Each and every field has been largely affected by the advent of the Internet and only those who are adapting to it are ahead in the race. Retail Marketing, a book by Peter McGoldrick, discusses in detail about retail marketing. Its revised version includes a chapter about retail marketing and Internet and how e-tail marketing is important today for retail businesses. Also, in recent times many books have been separately written about Internet marketing

Personality and Style Essay Example | Topics and Well Written Essays - 250 words

Personality and Style - Essay ExampleAt work, this is one of the most important characteristics that the management or employers are look for an employee or member of a team and a leader. My boss will unimpeachably keep me at work because I am the lineament of soulfulness who will not let him down when it comes to my responsibilities and duties. I can be a good leader and the best follower too. I am the type of person who values equilibrium and stability. Thus a person like me will definitely earn more friends and maintain good relationship to colleagues. On the other hand, I cannot please all the people with who I am and what types of personality I have. Being conventional and uncomfortable with change will definitely make it difficult to cope up with other people. With the fast changes that we are currently experiencing in our society, somebody who is as steady as I am will surely earn more opponents and critics if not enemies. I can be pessimistic with changes happening in the society because I am someone who just wants to stay and value what is structured and what is customary and traditional. I am not a fan of change because I see it as something injurious of stability and equilibrium which I value the most. A person like me is a person who is very cautious about everything.

Marketing Essay Example | Topics and Well Written Essays - 3750 words - 1

Marketing - Essay ExampleProcter & Gamble has one of the largest portfolios of consumer brands that are ordinarily known in the household, such as Pampers, Tide, Ariel, Pantene, Bounty, Always, Folgers, Downy, Crest, Olay, Pringles, Actonel, Wella, lams, Gillette, and Charmin. Its community consists of over 138, 000 employees in over 80 countries world full, making P&G a company whose products hold households of different nationalities. The company started as a small, family-operated soap and candle business, which later transformed into a big transnational corporation that provides products and services of superior tincture and value to consumers in more than 180 countries. Procter & Gamble is a Fortune 500, American global corporation based in Cincinnati Ohio whose focus of manufacturing is a wide range of consumer goods. As of 2008, it has placed itself as the 14th largest US company by profit and 23rd by revenue. In 2007, it was placed 10th in Fortunes Most Admired Companies l ist.1 It was recorded that it spent more on U.S. advertising than any other company in 2007, doubling the $2.62 million spent by General Motors.2Procter & Gamble was founded in 1837 by William Procter, a candle maker, and James Gamble, a soap maker. William Procter was an immigrant from England while James Gamble was from Ireland who twain settled in Cincinnati and met each other when they married sisters Olivia and Elizabeth Norris.3 As electricity became more and more common, the company stopped producing candles in 1920 and as it grew larger in the early 20th century, it began building factories in other parts of the United States because of a high demand of products outgrowing the Cincinnati facilities. P&G also became known for its search laboratories in the 1900s, in which chemists produced new products. It also pioneered in the area of market research, probing on product appeal and consumer needs. When radio became popular in the twenties